That Lady in Red

I think Rachel Maddow and I were feeling the same level of comfort/discomfort and curiosity about Michelle Obama’s dress the night of the Inauguration.  I say this because when she announced the designer as Jason Wu she said something like “I know you want to know” and then giggled a little.  Plus I think both of us were dying of anticipation before Mrs. Obama appeared.  But this morning I read Amy Davidson’s piece about the dress in the New Yorker and the light went on.  Her dress that night and what she wears in public are a political statement and she understands that.

Then there she was, the First Lady in red.

We only got a glimpse before Obama started dancing with his wife, getting in  the way of our view of the dress, but it was clear that she had  succeeded—gathered halter straps, v-shaped back, and all. The worst one could  say was that it was a little flouncy and not as striking as the  dress that Naeem Khan designed for the India state dinner. And then a  greater revelation: Was a journalist ever as unabashedly excited about anything  as CNN’s Alina Cho was about Michelle’s “extraordinary decision” to turn to the  same designer twice—Jason Wu, who had, as an unknown, designed her dress for the  first inaugural. Then, as now, Wu was surprised; the First Lady had a number of  possibilities assembled, whether out of indecision or arranged as decoys. She  had managed to suppress leaks without putting anyone in jail.

Inaugural dresses  are not just casual cultural relics; not for any First Lady, and especially not  for Michelle Obama. If her husband is a transformational figure, so is she. The  dress worn to a first inaugural goes to the Smithsonian, and the one worn to a  second goes to the National Archives. This is unfortunate for Hillary Clinton,  since  the dress she wore in 1993 was less nice than 1997’s, and represented a low  from which the inaugural gown has only slowly made the steep ascent back. It involved  purple lace, and otherwise defies description. (Clinton wore a pants suit on  Monday.) Looking at that dress now makes one wonder about the nineties—or about  how long the eighties lingered. It was worse than the dress that Rosalynn  Carter recycled from a Georgia gubernatorial inaugural ball in 1977: that  one has some retro appeal, a bit of Leia in Cloud City. Laura  Bush, in red lace and then moony sparkles, wasn’t awful, but that’s all.

The dress that Michelle Obama wore last night represented the full return of the  inaugural gown from the realm of oddity—from being the high-necked, political  version of whatever Cher or Jennifer Lopez wear to the Oscars. Her 2009 dress  looked too much like a lesser, puffier version of Nancy  Reagan’s, in 1981, to be a redeemer of the form. (In the spirit of  bipartisanship, Nancy looked great.)

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And this is why the dress – and everything she wears is political.

And so Michelle Obama’s inaugural dress is an important subject. To disagree  is to dismiss the idea that politics involves theatre. But that is just for a  start: fashion is also a field (and a business) that matters, and one that has  reacted to the First Lady as a force rather than just as a customer. This is why  the choice of Wu was a surprise, and, in some quarters, a disappointment:  Shouldn’t someone else get a chance to attract investors? At the same time,  there was, in the fashion press, something of a thrill at the definitiveness of  it all: she believed in fashion, and she was committed.

Although it can be harder to talk about—if easier to feel—there is also the  question of how she has confronted images of black women in American culture.  Her first term was so successful that, unless one is a regular viewer of Fox  News or a listener of Rush Limbaugh’s show—which still give her regular doses of  hate—one could forget the resistance to having her in the White House. When her  husband ran for President in 2008, there were barely veiled insinuations about  whether the role of First Lady was really right for her—whether she was too  angry, or could really feel comfortable. (One suspects that a sense of the  pressures on her may explain why she is not taken to task as much as she might  be for the price of these clothes.) Once, when she wore a red dress to a state  dinner, she was accused of sympathizing with Communist China. Michelle might  have responded to that, as many women in similar, if less prominent, situations  do, by being flawlessly proper—some unchallenged idea of ladylike, wearing  dresses and suits and jewelry indistinguishable from Cindy McCain’s or Ann  Romney’s. Or she could have affected dowdiness until getting to the point where,  as Justice  Sotomayor put it, ““They just can’t fire me over the earrings anymore.”

Not being a fashionista, when I saw the red dress, I thought she was flaunting victory.  That the color was celebratory and rightly so.  And she looked fabulous!  But I’m still not sure about the bangs.

Dealing with the housing crisis: The Hong Lok example

The housing crisis in the United States is more than home sales, lending rules and interest rates.  Yes, these are important to the economy, but so is the inability of people to find safe, affordable rental housing in a place they feel comfortable.  One of the things that has happened with all the federal budget cut-backs is the reduction of federal funds to help develop affordable housing.

One of the last projects I helped get off the ground before I retired was the Hong Lok House development in Boston’s Chinatown and I was overjoyed to see it featured in today’s Boston Globe business section.

The $35 million project accomplishes the rare feat of expanding affordable housing in Chinatown at a time when luxury high-rises are popping up across the neighborhood, bringing an influx of wealthier renters.

Completion of the first phase next month will create 32 units for low-income elderly residents, who will move from the old Hong Lok building to a new one next door. The original building, which has fallen into disrepair, will be demolished to make way for another 42 units by spring 2014.

Perhaps more noteworthy than the project’s recent progress is the decadelong struggle to get it financed, which underscores the extreme difficulty of keeping housing in city neighborhoods affordable to a diverse population.

Behind the struggle is a dramatic drop in federal funding for new affordable housing.

Over the past decade, Boston’s allocation of community development block grant money has plummeted nearly 40 percent, to $15.3 million this year, and so-called Home funding has dropped 60 percent, to just $3.55 million, according to city records.

A separate US Housing and Urban Development program for low-income seniors has also been slashed about 50 percent.

That forces developers of affordable housing to rely more heavily on private lending and gifts from institutions.

Jamie Seagle, who would be the first to admit that he and I butted heads more than once, deserves the lion’s share of the credit for making this happen.  It was not only the funding that was an issue, but also building in an historic district with historic structures.   I think the agreement we were able to reach that preserved the historic facades and built units behind them were consistent with the character of the neighborhood worked for everyone.  Yes, it wasn’t easy:  many architects, federal agencies, state agencies, the neighborhood, and at least 3 City of Boston agencies had to agree.  But the fact that we could shows that the process can work.

“To create a site in Boston where you can maintain affordable housing is almost an impossibility today,” said James Seagle, president of Rogerson Communities, Hong Lok’s nonprofit developer. “What’s happening for people of lesser means is that the rents are going up, and the properties where they can obtain housing are steadily going away.”

He said the project involved a decade of legal and financial engineering that generated a three-foot sheaf of closing papers; in contrast, Rogerson’s first project 30 years ago, the 75-unit Farnsworth House in Jamaica Plain, took only 18 months and produced a slim 1½-inch binder for the closing papers.

When I retired last August our first banker’s storage box was full.

When thinking about President Obama’s Second Inaugual speech defending the role of government, one need to look no futher than project like Hong Lok which are happening all around the country.  These are public/private partnerships.

In the case of Hong Lok, developers tapped a complex patchwork of 23 funding sources, including a $17 million loan from Boston Private Bank & Trust Co., a $2 million gift from State Street Corp., and $1.4 million from the Charles H. Farnsworth Trust.

That was on top of millions of dollars provided by the state Department of Housing and Community Development and multiple city agencies.

“It used to be that you’d have three or four sources of funding; now it’s 10 or 12 and sometimes even more than that,” said Boston Mayor Thomas M. Menino. “Too many people are being forced to leave Chinatown, and this housing will create more possibilities for people who want to stay there.”

So as we head into budget negotiations, Congress and the President need to think about rental housing and how to fund it.  Yes, people like Jamie Seagle can make the current climate work and I don’t think anyone is advocating for the days when a huge percentage of any affordable housing project is federally funded, but more cuts will only hurt the people on Ruth Moy’s waiting list.

But that program alone is unable to keep up with the demand. When Hong Lok opens, for example, it will have a three- to five-year backlog of applications from people trying to get a unit. The complex will have an attractive mix of comforts, including a rooftop garden, a community center for seniors, and an expanded adult day health program.

“I don’t even want to think about it,” Ruth Moy, executive director of the Greater Boston Chinese Golden Age Center, said when asked about the demand. “We have a very long waiting list of people who want to stay in this neighborhood. But how long can they wait for affordable housing?”

Three facades conceal a building that houses newly built Hong Lok housing units

Three facades conceal a building that houses newly built Hong Lok housing units

Photograph JOSH REYNOLDS FOR THE BOSTON GLOBE